Can a mortgage company keep money from a homeowners insurance settlement without paying contractor?

I work for a contracting company and recently we changed the roof on a house that was damaged by a storm. The insurance company sent a check to pay for the work done on the roof. The check was drawn out to the owner of the house and the mortgage company, the owner told the mortgage company to keep the money from the insurance settlement to pay for his past mortgage payments and now the owner has not paid us (the contractor) and the mortgage company refuses to hand over the proceeds to us (the contractor), when the roof has been completely repaired. Is this legal?

Are apartments in London, England expensive?

im 18 years old and me and my girlfriend are saving up money to move to london, were first going to finish college though so we still have like 4 years to go which gives us enough time to save up, just like a decent little apartment 1 bedroom 1 bath small kitchen. anywhere in london.

Is this the end of ugly, self-centered, brutish American driver? Read link and decide.?

http://www.boston.com/news/local/massachusetts/articles/2008/05/06/frustrated_owners_try_to_unload_their_guzzlers/

I’m gonna be frank, I dislike people who drive in vehicles that they have no legit use for or need for to begin with. The obvious culprit being housewives and teenagers who own SUVs and large-ass pickup trucks. They don’t need them, but they have them for the .. STATUS!!! The symbol that they are better than you and can buy things to showoff their importance… usually because daddy/hubby is at work making all the money for the household.

I say the downfall of large personal vehicles on the roads is a great, great thing for everyone and the world. And just so I’m not flamed unnecessary, I believe people who truly need large pickups and SUVs should have them….that being construction workers/contractors, police, military, agriculture, and so-forth…not little people with huge egos and the money to pay for the vehicle as a symbol and as quasi-aggressive vehicle

Sears is holding my check. Is this legal?

I’m an independent contractor and was delivering appliances for Sears in MA. I had an issue with the hours they required me to drive as it was in violation of DOT regulations. They wanted me to be on the road for over 15 hrs a day & when I objected to that they terminated my contract. The biggest problem that I’m now facing is that they are holding my last check. I’m a small business & I desperately need my cash flow but they said they are holding it for 60 days!! I don’t know what to do short of hiring an attorney which I cant afford. I had to pay my helper with money from my savings. I have tried getting my check but I keep getting the run around. One person states they are holding it in case I have any outstanding claims (suddenly one has materialized!) and the next person states that’s what they do when a contractor quits…which I didn’t..they terminated me. I have a bond with them which is supposed to be held but I don’t understand why they wont give my my check. I worked for that check I put in alot of hours and labor. Do they have a legal right to hold my check?

We want to flip a house more than anything…?

This is my passion, we took over my parents condo from the 70’s and re did each room 1 by 1, and I can’t get enough of it, I wish I had a million more rooms, I not only love the designing aspect of it but actually gett my hands dirty although my husband has worked for a licensed contractor for a while now and he basically does all the dirty work. We love this, he does it for a job and at home in his spare time. We want more than anything to flip a house, and try to earn a profit, even if it’s small, we’re young, early-mid 20’s, just starting out and don’t have a lot of money, so we know we’d never get approved to buy a house, we’re looking for an investory in the Massachusetts area.. how do we go about this??

I just found out that I’m pregnant! :) Problem: My boss smokes in the office!?

He WON’T quit! No matter what the law says! My Dr. told me that I need to get out of their ASAP…or MAKE my boss quit. The obvious answer is to get a new job…BUT I have been trying. I’ve been there for 7 years…and there are no jobs in my area. Anyone know of any programs…financial assistance…maternity leave(before the baby is born..for an "independant contractor" in MA.) I obviously need to make money for my growing family but staying at my job is such a risk! ANY ADVICE PLEASE!

Best way to start investing in real estate?

I’m interested in how veterans of real estate investing broke into the market. I’ve read too many books and listened to too many seminars that pin your start on deal-of-a-lifetime type purchases and shady accounting.
Do you think its worth buying, improving and selling a home in a short time? Do you think buying and renting is the better way to go? (Renting seems better if prices fall but carrying several mortgages is as scary)
What kind of financing did you use? Down Payment? (Yes/No/How Much?) How much was your initial investment if you were improving the property? Did you take out any loans to cover your improvements?
I’m in my mid 20’s. I live in the South Shore MA area. I don’t pay rent and incur about 0 monthly expenses. I have a good full time job (+50K), some saved money (+10k) and good credit. I’m very organized, fairly well educated on the subject (a lot to learn) and i have friends who are listing agents and contractors.
Any feedback/contact would be appreciated